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How to compare e-Authentication Methods?

Below is a table showing the comparison among the common authentication methods on areas of Assurance Level, ease of 'Token' distribution, installation and configuration.

Authentication Method Assurance Level 'Token' Distribution Installation / Configuration
PasswordLevel 1-2
Depending on the password policy.
User selectableNo additional software is required
SMSLevel 3
Together with another factor of authentication.
Through SMSAn SMS-enabled cell phone is required.
Symmetric Key / OTP TokenLevel 3-4
Together with another factor of authentication. Hard token is required for Level 4 assurance.
Through registered mail or self-collectionNo additional software is required.
Public KeyLevel 3-4
Together with another factor of authentication. Hard token is required for Level 4 assurance.
Through registered mail or self-collectionInstallation of smart card reader with related driver software, or importing of digital certificate into a key-store is required.
BiometricsLevel 1-4
Depending on the security of the biometrics reader.
The token is 'what you are'Installation of biometrics reader is required

It is envisaged that the wide spectrum of the availability of authentication technologies and solutions in respect of the strength, cost, portability and ease of use etc. will continue to exist in the foreseeable future.

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